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很遺憾,欠銀行錢是一種合約上的債務,必須根據協議進行還款。具體來說,逾期還款可能會導致額外的費用和利息,對信用評分造成負面影響,甚至會導致債務追討和訴訟。 接下來是,第五步,用「第四步」算出來的房貸總額,加上目前手上有的自備款,算

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